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Foreign Insurance Summary

State and university employees who travel abroad are required to participate in the state's foreign insurance program. The coverage applies to directors, officers, and employees of state agencies and universities (excluding students) who are traveling or working outside the United States and Puerto Rico. For a comprehensive review of coverage and program requirements, please click here (PDF 55kb). This summary does not alter or amend coverage provided in statute or under the state property/casualty insurance program. Specific exclusions, limitations, or conditions may apply.Summary

1. Broker: Willis of Seattle.
   
    
2. Insurance Carrier: State agencies and universities are insured under separate foreign insurance policies through ACE U.S.A. Insurance. State agencies and the university system are both insured under the same insurance policy for foreign special risks through Great American Insurance.
   
    
3. Term of Coverage: 7/1 to 6/30
   
    
4. Parties Covered:  Directors, officers, and employees but excluding students.
   
    
5. Coverages and Exclusions:
   
   

   • Foreign Auto Liability and Physical Damage - Click here (PDF) if you are a state employee or here (PDF) if you are a university employee.
   • Foreign General Liability - Click here (PDF) if you are a state employee or here (PDF) if you are a university employee.
   • Foreign Special Risk - Click here (PDF) if you are a state or university employee.
   • Various other exclusions apply. Travel to countries with trade or economic sanctions is not covered. To obtain information about such countries please visit the U.S. Department of the Treasury website.
    

6. Claim Reporting: To obtain claims assistance for foreign insurance or foreign special risk claims, please contact a staff member at the Risk Management & Tort Defense Division http://rmtd.mt.gov/claims/contactus.mcpx. If you are unable to reach us, you may contact the insurance carrier(s) directly here (PDF) for claims involving foreign insurance or here (PDF) for claims involving foreign special risk.
    
7. For questions regarding travel abroad and international assistance, click here. For additional information on foreign travel, the following links are provided:
   
   

   • View the U.S. Department of State - Travel Information
   • View the U.S. Department of Homeland Security - Travel Security & Procedures
   • View the U.S. Customs & Border Protection - Know Before You Go