Professional Liability Insurance Summary

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A summary of professional liability insurance coverage, exclusions, and policy information for students of the Montana University System in experiential (internship) settings is provided below. This summary does not alter or amend coverage provided in statute or under the state property/casualty insurance program. Specific exclusions, limitations, or conditions may apply. To obtain insurance program requirements or an application for insurance coverage, please contact the Risk Management & Tort Defense Division at (406)444-2421.

Summary

  1. Insurer(s): CNA and Associated Stores Insurance Company.

  2. Broker: Driver Alliant Insurance Services.

  3. Term of Coverage: 7/1 to 6/30 each fiscal year.

  4. Coverage Territory: The policy applies to claims brought in the United States (its territories and possessions). For coverage outside these territories please contact the Risk Management and Tort Defense Division.

  5. Cause of Loss Covered: Negligent acts or omissions of students that arise from participation in internships that are required for graduation.

  6. Liability Coverage: Personal injury, bodily injury, and property damage arising from student participation in internships required for graduation. The Montana University System is named as 'additional insured'.

  7. Limits of Liability: $1,000,000 per occurrence.

  8. Deductibles: n/a